Fast Non-collateral

Providing financial services to every individual who are Overseas Filipino workers

Eligible Criteria

  • OFWs who have worked at least twice
in another country

  • Filipino citizen 21 – 65 years old

  • A permanent resident for at least 3 years

Providing financial services to every Teachers who will be working abroad

Eligible Criteria

  • OFW Teacher who are enlisted to teaching abroad and have a clearance from DEP-ED

  • Filipino citizen 21 – 65 years old

  • A permanent resident for at least 3 years

Providing financial services to Seamen who are working in an international shipping vessel

Eligible Criteria

  • SEAMAN who have two previous assignments in an International Shipping Vessel.

  • Filipino citizen 21 – 65 years old

  • A permanent resident for at least 3 years

Providing financial services to regular employees working in
a private institution

Eligible Criteria

  • A regular employee in a private institution with at least 3 years of service from the date of regularization

  • Filipino citizen 21 – 65 years old

  • A permanent resident for at least 1 year

  • SHINE Credit and Finance offers FREE & EASY application
  • SHINE Credit and Finance gives excellent CUSTOMER SERVICE
  • We offer a broad range of flexible loan products and cater to a wide area of coverage
  • We put YOU first