Loans for
Business Growth

Supports agribusinesses by providing financial services to boost operations, development, and productivity.

Eligible Criteria

  • Engaged in agri-related business for minimum 3 years
  • Filipino citizen 21 – 65 years old
  • A permanent resident for at least 1 year

Microfinance clients are small businesses with stable activity, capable of sustaining and enhancing it with even a small amount of funds

Eligible Criteria

  • Active entrepreneurs engaged in business for 3 years
  • Filipino citizen 21 – 65 years old
  • A permanent resident for at least 1 year

Providing financial services to clients
with stable and higher income.

Eligible Criteria

  • Active entrepreneurs engaged in business for 3 years
  • Filipino citizen 21 – 65 years old
  • A permanent resident for at least 1 year

Larger loan amounts for small and medium enterprises with the following eligible criteria

Eligible Criteria

  • Entrepreneurs engaged in business or transport for a minimum 3 years
  • Must have real property for a collateral
  • A permanent resident for at least 1 year

Short term loans with flexible payment terms

Eligible Criteria

  • Existing clients of SHINE Credit and Finance
  • At least 3 months paid amortizations
  • SHINE Credit and Finance offers FREE & EASY application
  • SHINE Credit and Finance gives excellent CUSTOMER SERVICE
  • We offer a broad range of flexible loan products and cater to a wide area of coverage
  • We put YOU first