For the past 2 decades, our Founder has been involved in helping the ordinary Filipinos conquer their financial challenges. In midst of unprecedented financial difficulties brought about by the side effects of the COVID-19 pandemic, SHINE Credit and Finance was established to help Filipinos and their businesses overcome fiscal hardships when other financing companies were reluctant to help those most in need get back on their feet.

Today, SHINE Credit and Finance lives by the following values to put YOU, the customer first.

Trustworthiness

SHINE Credit and Finance values honesty, transparency, and integrity, fostering trust with customers and stakeholders.

Customer-centricity

SHINE Credit and Finance focuses on customer needs, providing tailored financial solutions.

Financial Empowerment

SHINE Credit and Finance aims to empower individuals and businesses through affordable credit and financial well-being support.

At SHINE Credit and Finance, our dedicated team is committed to providing you with exceptional service. With years of experience and a passion for financial solutions, we work tirelessly to help you achieve your financial goals. Trust us to be your partner in securing a brighter financial future.”

Our Branches

AC Cortes, Mandaue City

Door 1, Salome’s Pension Bldg, AC Cortes, Mandaue City Cebu

  • (032) 236-2659

Toledo City

Borja Street, Gerongco Bldg. Luray II, Toledo City Cebu

  • (032) 407-1677

Carcar City

R.G Commercial Bldg. Purol 3, Brgy Ocaña Carcar City, Cebu

  • (032) 262-0352

Hotline Number

  • 0967-336-3964

  • (032) 340-7362