Helping you achieve your

Personal Loan

  • High loan amounts

  • Low interest rates
  • No collaterals required
  • Fast turnaround time

Business Loan

  • High loan amounts up to Millions of Pesos
  • Low interest rates
  • Quick turnaround time
  • SHINE Credit and Finance offers FREE & EASY application
  • SHINE Credit and Finance gives excellent CUSTOMER SERVICE
  • We offer a broad range of flexible loan products and cater to a wide area of coverage
  • We put YOU first

For the past 2 decades, our Founder has been involved in helping ordinary Filipinos conquer their financial challenges. In the midst of unprecedented financial difficulties brought about by the side effects of the COVID-19 pandemic, SHINE Credit and Finance was established to help Filipinos and their businesses overcome fiscal hardships when other financing companies were reluctant to help those most in need get back on their feet.

Today, SHINE Credit and Finance live by the following values to put YOU, the customer first.